Finances personnelles

Personal finance refers to the management of an individual’s or household’s financial activities, including budgeting, saving, investing, and planning for future financial needs. It encompasses various aspects such as income allocation, expenses control, debt management, retirement planning, and insurance considerations. The objective of personal finance is to ensure financial stability and growth, allowing individuals to make informed decisions that align with their financial goals and lifestyle choices. Effective personal finance management helps individuals and families prepare for emergencies, achieve significant life milestones, and build wealth over time.